Ingrid-Mihaela Dragotă is a professor of Corporate Finance, Corporate Governance, and Insurance, and, since 2020, she is a Ph.D. supervisor at the Bucharest University of Economic Studies, Finance Doctoral School. Her actual main scientific goals are to find the impact of different sociocultural and institutional factors on decision making in corporate finance and insurance. Ingrid-Mihaela Dragotă is a graduate of the Faculty of Finance, Banking and Accounting from the Bucharest University of Economic Studies, and also a graduate of advanced studies in Finance, specialization Financial and Monetary Strategies and Policies at DOFIN. She has published many national books, including Management financiar (Corporate Finance) (2 editions) (3 volumes), Gestiunea portofoliului de valori mobiliare (Portfolio Management) (2 editions) etc. She is the Associate Editor of the Review of Finance and Banking since 2011. She is a member of the European Working Group for Commodities and Financial Modelling. She was project director for two national projects. In addition, she has been involved, as a member, in many research grants with national and European funding, on various topics in the field of econophysics, risk management and corporate finance, insurance, and private pensions Among her main publications is the article published in Acta Oeconomica (2018), ‘Capital Structure and Religion. Some International Evidence’, which investigates how different dominant world religions and denominations are related to some patterns in capital structure. She is also the coauthor of an article published in Eastern European Economics (2019), ‘Insurance Literacy and Spatial Diffusion in the Life Insurance Market: A Subnational Approach in Romania’, in which a new index for insurance literacy was estimated in a national survey, and it was connected with the demand for life insurance through linear regressions with spatial interactions. In the journal Geneva Papers on Risk and Insurance-Issues And Practice (2023), the ‘Threshold effect for the life insurance industry: evidence from OECD countries’, explores the impact of new financial and economic determinants on life insurance demand, using a panel smooth transition regression model.
